USB’s recent pullback to ~61 USD offers a compelling entry for patient value investors. Over the past month, it’s up 6.78%, yet still 4.68% below its three-month ago level, suggesting a temporary dip rather than a structural shift. The weekly gain of 0.76% hints at stabilization, aligning with our thesis of quality businesses trading below cash-flow justified valuations. With U.S. Bancorp’s strong fundamentals intact, this dip is an opportunity to accumulate shares on the cheap while others chase momentum. No rush—just steady accumulation at these levels.