SCHD is up 2.70% over the past week, 8.24% over the last month, and 4.91% over the last three months. That’s a solid run for a low-vol ETF, but let’s keep our expectations in check—this isn’t a free lunch. The fund’s heavy tilt toward utilities and consumer staples is great for stability in choppy markets, but it also means you’re not getting much exposure to the high-flying sectors that could drive the next leg of growth. And with IT still under pressure, the defensive play isn’t exactly immune to broader macro headwinds. Headlines may be pricing in the good news, but the lack of fresh catalysts here keeps me in HOLD territory. Until we see stronger evidence of upward momentum beyond the recent snapback, I’m staying cautious. What’s your take?